Payday Loans
Short-term cash advances repaid on the borrower's next payday. Perfect for unexpected expenses that need immediate attention.
Example: Thabo borrows R2,000 for car repairs and repays it when his salary arrives.
Short-Term Loans
Loans from 1 to 6 months for planned expenses with structured repayments. Ideal for larger planned expenses.
Example: Lerato takes R10,000 to pay school fees and repays it over 4 months.
Peer-to-Peer Lending
Community-based lending connecting borrowers with individual lenders. Great for small business initiatives.
Example: Sipho raises R9,000 from three lenders to start a poultry business.
